The insurance group

The insurance group The Group Life Insurance Handbook For those interested in pricing and underwriting of group insurance this reference is a must. The previous editions have been used as the basis for seminars for years. I am using it myself as a tool for my underwriters. The techniques can be applied for Life and Disability Insurance and I am recommending it for my company reference library. 100 Top National Insurance Companies Serving Employee Group Benefit Brokers Although this data is not 100% accurate, it is probably the most precise info available. Employee group benefit brokers need to know where to find the plans to fit their client needs. It is a well established fact that employers cannot handle the entire burden of providing a grocery list of benefits that their workers would like to have. As a result brokers are working with both the employee and his workforce. The worker is being given options of having additional coverages available with the convenience of premiums taken right from their paycheck. This is a win-win-win situation for the employer, the worker, and the agent. Here you will find the top national insurance companies in this market, along with others marketing in most states. For brokers selling products with only one insurance company, it seems impractical and virtually impossible. I carry around a Swiss army knife, which although useful, often is incapable of performing the job correctly. Therefore, in my experience, I have found most agents selling plans more than occasionally, represent more than one insurance company. Like the Swiss army knife, no one insurance company can serve all situations. According to my records, the average broker involved in frequent sales represents 3 national insurance companies for this employee market. For your convenience, there are two lists prepared alphabetically. The first are the carriers licensed to sell their employee benefit plans in all 50 states. The second listing is of states selling in a minimum of at least 40 states. All should have websites to receive fast additional information. With 100 top national insurance companies listed, maybe it is time to check out a couple more. TOP NATIONAL INSURANCE COMPANIES & Carriers Licensed in all 50 states 1. ACI Specialty Benefits 2. Advantica Eyecare 3. AFLAC 4. AIG Employee Benefit Solutions 5. Allstate Workplace Division 6. American Sentinel Insurance Company 7. Ameritas Group 8. Assurant Employee Benefits 9. Avesis 10. BCS Insurance Company 11. Beta Health Association, Inc. 12. Boston Mutual Life Insurance Company 13. CIGNA 14. Combined Insurance Worksite Solutions 15. CCG- Cost Containment Group 16. Davis Vision 17. Delta Dental 18. Dentali Dental and Vision 19. Dental Select 20. EyeMed Vision Care 21. EZ Meds USA 22. GPM Life 23. Great American Insurance of NY 24. Great American Supplemental Benefits Group of TX 25. Guardian Life Insurance Company 26. Hartford Life 27. HM Insurance Group 28. Humana 29. Independent Health 30. ING Employee Benefits 31. Liberty Mutual Group Benefits 32. Lincoln Financial Group 33. Madison Life Insurance Company 34. Magnum Dental & Vision 35. Majestic Underwriters 36. MedAmerica Insurance Company 37. Medico Insurance Company 38. MESVision 39. Metropolitan Life Insurance Company 40. Minnesota Life Insurance Company 41. Mutual of Omaha Insurance Company 42. Nationwide Financial 43. Patriot Health, Inc. 44. Petersen International Underwriters 45. PPO USA 46. Principal Financial Group 47. Prudential Company of America 48. Reliance Standard Life Insurance Company 49. SecureCare Dental 50. Security Life Insurance Company of America 51. Security Mutual Life Insurance Company of NY 52. Spirit Dental Life and Vision 53. Standard Insurance Company 54. Standard Life Insurance Company of NY 55. Sun Life Financial 56. Super Vision Services 57. Symetra Financial 58. Transamerica Affinity Services in MD 59. Transamerica Worksite Marketing 60. Trustmark Voluntary Benefits Solutions 61. UNIFI Companies Retirement Plans 62. United American Insurance Company 63. United Concordia Companies 64. United Health Programs of America 65. Unum 66. VSP Vision Care TOP MULTI-STATE INSURANCE COMPANIES Licensed in 40 or more states. 1. American Fidelity Assurance Company, minus NY 2. American Public Life Insurance Company, -NY 3. American United Life Insurance Company, -NY 4. ArmadaCare, -7 states 5. Assurity Life Insurance Company, -NY 6. BasicPlus Insurance Services, -10 states 7. Block Vision, -9 states 8. Brokers National Assurance Company, -6 states 9. Colonial Life, -2 states 10. Colorado Bankers Life Insurance Company, -2 states 11. Companion Life Insurance Company, -4 states 12. Conseco Insurance Companies, - 2 states 13. Continental American Insurance Company, -NY 14. Dominion Dental Services, Inc., -4 states 15. EMC National Life Company, - 2 states 16. First Dearborn Life Insurance Company, -NY 17. HealthPartners, -2 states 18. Illinois Mutual, -4 states 19. John Hancock, -2 states 20. Kansas City Life Group, -2 states 21. Minnesota Life Insurance Company, -2 states 22. Mutual Trust Financial Group, -2 states 23. Ohio National Financial Services, -3 states 24. Oxford Life Insurance Company, - 5 states 25. Penn Treaty Network America, -7 states 26. Renaissance Life and Health Insurance Company, -NY 27. Securian Dental Plans, -6 states 28. Significa Insurance Group, Inc., -5 states 29. Standard Life and Accident Insurance Company, -5 states 30. Starmark, -10 states 31. Texas Life Insurance Company, -NY 32. Transamerica Life Insurance Company, -5 states 33. Trustmark Life Insurance Company, -9 states 34. Western Reserve Life, -NY Other insurer organizations and insurance companies These cover most of the United States. They are American Continental Insurance Company, American Specialty Health Insurance Company, Best Life, Catholic Family Life, Columbian Mutual Life, Continental American Insurance, Eastern Life & Health Insurance Company, Equitable Life & Casualty, Guaranty Income Life Insurance Company, Kemper Investors, Pro Financial Services, and William Penn Association. Shenandoah Life Insurance Company is not listed, as it is undergoing some difficulties. Apologies are in order to any companies catering to this market segment that were missed. Well published author, Don Yerke likes to concentrate on what you don't know or what no one else dares to print. Tell it like it is. Watch for his new paperback book debuting on Amazon early this summer. It is loaded with great insurance marketing and recruiting information. Come and get your FREE "Think and Grow Rich" Ebook by Napoleon Hill instantly. The website address is http://www.agentsinsurancemarketing.com